Mortgage Blog

When Is the Right Time to Refinance Your Home in Edmonton?

May 4, 2025 | Posted by: Jeff Chin

Refinancing your home in Edmonton can be a smart financial move—but only if the timing is right. Whether you're aiming to reduce your monthly payments, access home equity, or switch from a varia ...

How to Know the Best Time to Refinance in Edmonton

Mortgage Renewals in Early 2025 – Where Might Rates End Up?

May 4, 2025 | Posted by: Steven Boodoo

A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co ...

Reverse Mortgages in Edmonton: What You Need to Know

May 1, 2025 | Posted by: Jeff Chin

Reverse Mortgages in Edmonton: What You Need to Know As more Canadians reach retirement age, many are looking for ways to unlock the value in their homes without selling or downsizing. One increasing ...

Explore reverse mortgage solutions for seniors in Edmonton.

How Much Can You Borrow from Home Equity Bank in Edmonton?

April 30, 2025 | Posted by: Jeff Chin

If you're a homeowner in Edmonton aged 55 or older, Home Equity Bank may offer you a way to tap into the value of your home without having to sell it. Through solutions like the CHIP Reverse Mortgage, ...

Learn how much equity you can access through HomeEquity Bank in Edmonton.

Cost of Refinancing a Mortgage in Edmonton: Fees and Expenses Explained

April 28, 2025 | Posted by: Roar Solutions

Refinancing your mortgage in Edmonton can be a strategic move to lower your interest rate, consolidate debt, or access your home equity, but it’s not without its costs. Whether you're a homeowne ...

Want to understand Edmonton refinancing fees? Learn more about mortgage costs here.

April 16 - 2025 - Bank of Canada holds policy rate at 2.75%

April 16, 2025 | Posted by: Steven Boodoo

The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a ...

What Edmonton Seniors Need to Know About Reverse Mortgages

April 15, 2025 | Posted by: Jeff Chin

As retirement approaches, many Edmonton homeowners find themselves house-rich but cash-flow limited. A reverse mortgage can be a powerful solution—especially for seniors who want to enjoy retire ...

The Ultimate Guide to Refinancing in Edmonton

April 9, 2025 | Posted by: Jeff Chin

If you're a homeowner in Edmonton, you've probably heard about refinancing — but maybe you’re not quite sure if it’s the right move for you. Whether you’re looking to lower you ...

Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know

April 5, 2025 | Posted by: Steven Boodoo

You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and ...

Unlock Your Home’s Value with Home Equity Bank in Edmonton

April 2, 2025 | Posted by: Jeff Chin

As homeowners in Edmonton look for smarter ways to finance retirement, fund large expenses, or enjoy more flexibility with their finances, Home Equity Bank has emerged as a trusted solution. If you're ...