Unlock Tax-Free Cash - No Monthly Payments
Alberta homeowners 55+ can access up to 55% of your home's value. Stay in the home you love with zero monthly payments required.
No obligation Free assessment 60-second process
The Benefits of Equity Release
A smarter way to access your home's equity on your terms.
Zero Monthly Payments
Eliminate existing mortgage or debt payments instantly. No monthly principal or interest payments required.
100% Tax-Free
The money is a loan, not income. It won't affect your OAS or GIS benefits - keeping your retirement intact.
Keep Full Ownership
You stay on the title and remain the legal owner. The bank never owns your home.
Equity Protection
You and your heirs will never owe more than the fair market value of the home at the time of sale.
Total Flexibility
Use funds for renovations, medical bills, travel, or gifting an early inheritance to your children.
Fast & Simple
Our team handles everything. We guide you from application to funding with clear, honest advice.
How Much Can You Unlock?
The amount depends on your age and property value. The older you are, the more you can access.
- Must be at least 55 years old
- Must be your primary residence in Alberta
- Minimum home value of $250,000
- Existing mortgages are paid off first
- Detached, semi-detached, condo, or townhouse
| Your Age | Approx. Offset % |
|---|---|
| Age 55 | 15% - 20% |
| Age 60 | 20% - 28% |
| Age 65 | 25% - 35% |
| Age 70 | 32% - 42% |
| Age 75+ | 40% - 55% |
Real Answers
Yes. You retain full title and ownership. You never transfer the deed to the bank.
No. The Home Equity Guarantee ensures you never owe more than the fair market value at time of sale.
Yes. It's a loan, not income. It is 100% tax-free and won't affect your OAS or GIS benefits.
Anything you choose - debt consolidation, renovations, healthcare, travel, or inheritance.
The loan and interest are repaid from proceeds. On average, Canadians keep over 50% of their equity.
Assessment takes 60 seconds online. Approval and funding typically takes 4-6 weeks.
Peace of Mind
"Steven helped us unlock $140,000 from our Edmonton home - tax-free. We still own our home and have no monthly payments. Best decision we ever made."
"I was skeptical, but Steven explained everything clearly. We got $95,000 and still hold the title. The process was smooth and stress-free."
"Used our reverse mortgage to help our daughter with a down payment. The money was tax-free and easy to access. Highly recommended."
Get Your Free Assessment
Takes 60 seconds No obligation 100% confidential
Free Calculation
Instant eligibility check for Alberta homeowners
How old are you?
What is your estimated home value?
Where is the property?
Successfully Sent!
Steven and the EDMMTG team will review your assessment and contact you within 1 business day.